In a quick closeup, we see a Razer keyboard being stored and zipped up in the TUMI | RAZER Finchīackpack-a black, modern-looking backpack with green trimming. The work concludes that improving network availability requires redundancy, technology, people, processes, and tools.We open on a futuristic cyberpunk cityscape, where a TUMI and Razer building are in central focus. This research investigated the causes of network failure and recommended effective approach to dealing with WAN and LAN availability and reliability issues. Downtime as a result of network failure has become an everyday challenge, obstructing quick transmission of cash to recipients’ accounts as well as not dispensing cash when requested by the users. Reviewed literatures reported in this work reveal that network failure in bank is a major challenge to cashless transactions and is responsible for users’ dissatisfaction in using cashless payment infrastructure. This paper embarked on a holistic review of cashless innovation and also understudied the implementation of cashless payment in Lagos state, Nigeria which statistically proves to be ahead of other states in terms of banking penetration and payment infrastructure. The availability of the systems must be guaranteed in case of failures and network disconnections. The challenge is whether the Information and Communication Technology (ICT) systems and services on ground can effectively support successful realization of the set objectives. All these will improve economic development of the country. It will also enable greater financial inclusion and integration of financial services into the economy. The objectives of implementing cashless society in Nigeria include reducing industry service cost by 30%, increase access, convenience and service levels across the industry.
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